No amount of abstaining from avocado toast will get you on the housing ladder. We asked what is the most terrible financial advice ever.
Let the Bank Come & Get It
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“My cousin bought a camper, went camping once, and then decided camping wasn’t for them.
Rather than selling it, they decided just to stop making the payments and ‘let the bank come and get it.’. Which, eventually, they did.”
Ignore Them
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“My father would tell me to max my credit card on a new car, and if they asked for payments, just say, ‘**** em, what are they going to do?’
My father is in several levels of debt hell-deep that he’s trying to get out of now.”
You Should Forgive Him
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“You should forgive him… he’s your brother, and family is important.”
Was I important enough the MULTIPLE times he’s stolen my debit or credit card or when he STOLE MY IDENTITY and got payday loans online!? (the forgiveness she was referring to in my example)”.
Jump Carrier
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“One of my uncles once told me I never really had to pay my phone bill. He suggested I jump to another carrier and let the first company cut you off.
His life has turned out exactly as you’d imagine.”
Snip Snip
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“Once you cut up the credit card, you don’t have to pay it.’
My cousin is not doing so hot. I’m pretty sure there are warrants out for his arrest in several states.”
Say No To More Money
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People who believe turning down a salary raise is a good idea.
“The “getting a raise into the next tax bracket” is the dumbest statement ever, made by people who don’t understand the (very simple) mathematics of tax brackets.”
Mortgage Moron
![Woman Buying House](https://becausemomsays.com/wp-content/uploads/2023/01/diana-msn-3.jpg)
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“Get a bigger mortgage. You can deduct more from your taxes!
Yeah, dumb***, and I’ll be spending double that amount in interest, so why should I?”
You Only Live Once
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That one friend who doesn’t GAF….
“How about we only live once on your dime then, since you feel so passionately about it? Because I’d like my one time living to be long and secure.”
Lease a Car, Don’t Buy Used
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“leased car price -> $25,000.
My used car I drove for multiple years without maintenance (aside from tires/oil) -> $3,000”.
A Degree is a ROI
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“Take out a student loan. You’ll be able to pay it back easy when you have a degree.”
Unfortunately, that concept has worked out for next to none of us.
College Pressure
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“Go to college. You’ll figure out what you want to study later. But if you don’t go now, you’ll never go.”
F*** that. What kind of fool spends $80k without a goal or purpose?”
Harass Your Way To The Top
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“Just get in there and refuse to leave until they offer you a job,” said my boomer father-in-law who doesn’t understand the process of applying for a job.”
All good fun until someone calls security!
Objectification
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“Money is just an object’
Yeah, it’s an object our society is f****** based around…”.
Parental Fail
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“Have a kid first. Figure out the finances later.
Edit: right after I said I still didn’t have kids because I was waiting to be financially stable. She said that seriously.”
Credit Crunch
![Woman in hospital just given birth to baby](https://becausemomsays.com/wp-content/uploads/2023/01/featured-msn-3.jpg)
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“You have to carry a balance on your credit card in order to build credit.
Yeah, no, that’s not how it works.”
Bitcoin Bonanza
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The bitcoin bandwagon isn’t for everybody.
“I had people trying to convince me to get into Bitcoin in December of 2017, which I think crashed pretty soon after that.”
Unsolicited Studying Advice
![Angry Old Man](https://becausemomsays.com/wp-content/uploads/2023/01/diana-msn-89.jpg)
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“You’ll never make money with a finance degree. Why don’t you get something practical like an English degree instead?’
– my mom, crying after I told her my college major.”
Anything A Terminally Unemployed Person Says
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“When you get your salary, only spend 10% of it. For anything else, ask your parents.” – from a cousin of mine who hasn’t worked a steady job in 12 years.”
People with no concept of money tend to be the most vocal about how to manage it.
More Unsolicited Studying Advice
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“Just get your degree, it doesn’t matter what it is. That’s all an employer cares about.”
Told to me by pretty much everyone from a generation where I guess that was true.
Find a Rich Man
![Man in Suit](https://becausemomsays.com/wp-content/uploads/2023/01/diana-msn-6.jpg)
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“My mom told me that my priority was to find a rich man to marry off to, not work on my career.
She’s a stay-at-home mom with bad spending habits, and my dad works a 12-hour job just so we can get by. It’s not 1850, so I’m going to work on my career first.”
THE DECAY OF OUR MORALS: 18 DISTURBING TRENDS IN OUR SOCIETY WE GLORIFY BUT SHOULDN’T
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We wanted to know – what things seem to get praise in our culture but absolutely shouldn’t?
THE DECAY OF OUR MORALS: 18 DISTURBING TRENDS IN OUR SOCIETY WE GLORIFY BUT SHOULDN’T
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STUCK IN THE 60S: 10 THINGS BABY BOOMERS REFUSE TO LET GO OF
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![](https://becausemomsays.com/wp-content/uploads/2023/02/toddler-jungle-gym-25.jpg)
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Regarding men and women, it seems like we’re from different planets, though we are the same species. Women always come across as enigmatic, a mystery men must fathom. Yet, men can be just as challenging to understand. Here are ten things that men wish women knew about them. Hopefully, this helps females gain deeper insight into the world of men. (According to Reddit)
WAKE UP, LADIES! THE 10 BITTER TRUTHS MEN WISH WOMEN WOULD FINALLY ACKNOWLEDGE